On February 7, 2014, a FEMA Letter of Map Revision (LOMR) for the areas of Hōnaunau, Keōkea, and a small section of Ki’ilae in South Kona, will become effective and create new Flood Insurance Rate Maps (FIRMs).
The LOMR, submitted to FEMA in early July of 2013, identifies new flood hazards as the area underwent an increase in residential and agricultural development since the orginal FIRMs was revised in 1988.
Structures located within a Zone AE Special Flood Hazard Area (SFHA) may be required to have flood insurance, if the structure is mortgaged by a U.S. government backed loan. Structures located outside the SFHA, are encouraged but not required to have flood insurance.
Property owners may check the new Flood Insurance Rate Maps at the Department of Public Works, Engineering division in Hilo weekdays, from 7:45 AM to 4:30 PM.